A buffer of savings large enough to absorb life's shocks—job loss, illness, necessary repairs—without borrowing or derailing long-term plans, which converts financial volatility from crisis into manageable problem. The specific amount matters less than having one at all, which separates those who weather storms from those who drown in them.
Peri can explain this concept, give practical examples, help you decide whether it applies to your situation, or recommend a journey if appropriate.
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