Retirement planning forces you to imagine a future self with different needs and to commit present resources to that version of yourself—a profound act of moral imagination that most financial advice reduces to spreadsheets. The deeper question isn't how much you need but what kind of life you want to be able to live when you stop working for pay.
Peri can explain this concept, give practical examples, help you decide whether it applies to your situation, or recommend a journey if appropriate.
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