Social Security functions as insurance against the risk of living past your savings, a collective bet that all of us would rather make together than gamble alone—but it requires intergenerational contribution, not consumption of a personal account. Understanding this distinction reveals why attacks on it invoke different moral claims than defending a pension you believe you individually paid for.
Peri can explain this concept, give practical examples, help you decide whether it applies to your situation, or recommend a journey if appropriate.
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