Educational debt that begins in early adulthood reshapes decades of financial choice—limiting risk-taking, delaying family formation, and narrowing career options toward higher-paying work rather than meaningful work. Understanding student loan burden means examining both the mechanics of repayment and the deeper constraint it places on the freedom to build a life aligned with your values.
Peri can explain this concept, give practical examples, help you decide whether it applies to your situation, or recommend a journey if appropriate.
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