The distinction between legal tax minimization and ethical tax avoidance—one works within the system's intent, the other exploits gaps between letter and spirit. The meaningful question isn't what you're permitted to do, but whether reducing your contribution while others don't can be squared with your stated values.
Peri can explain this concept, give practical examples, help you decide whether it applies to your situation, or recommend a journey if appropriate.
Explore related journeys or tell Peri what you're working through.