Periagoge
Scenario

When siblings inherit retirement funds with different financial needs

My brother and I inherited some retirement accounts from Dad, and we can't agree on whether to cash them out to help with current expenses or leave them invested for our own retirements. He needs money now for his kids' college costs and I'm behind on retirement savings, but we both feel guilty about touching Dad's money.

More people experience this than they realize.

What we've seen

An inheritance becomes a test of competing immediate needs against long-term security, complicated by emotional loyalty to the deceased.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Money in retirement — making it last?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.