Periagoge
Scenario

Why windfall gains disappear faster than earned income

I finally made $10,000 in profit from trading and immediately spent $8,000 on a vacation because it felt like free money.

More people experience this than they realize.

What we've seen

Mental accounting treats unexpected financial gains as separate from regular money, reducing the psychological pain of spending it frivolously.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Behavioral economics — biases in financial decisions?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.