Is it worth the effort to keep my business properly structured?

You did the unglamorous work. You set up your business with care, thought about liability and taxes, and you keep it in good standing. Most people never bother. You should know that quiet diligence is a real strength, even when no one claps for it. The payoff for this kind of order is that it is invisible. Nothing blows up. No surprise letter, no scramble, no personal assets on the line. It is easy to wonder if all that care matters when nothing bad happens. It matters precisely because nothing bad happens. You built a floor under yourself. Keep it simple to sustain. Put one date on your calendar each year to review your filings, your coverage, and your structure. That single habit protects everything you have built without eating your attention the rest of the year.