How do I know when I have enough money to stop worrying constantly?

This question itself is the beginning of wisdom. I've watched people with vast wealth still gripped by fear, and others with modest means who sleep peacefully. The difference isn't the number in their account—it's clarity about what they actually need versus what their anxiety tells them they need. Start by separating facts from fears. Write down your actual monthly expenses: shelter, food, medicine, connection to people you love. Add a reasonable buffer—three to six months of these expenses, depending on your stability. That's your sufficiency number. Not your dream number. Your actual number. Now ask yourself: what would I do with money beyond that? If the answer is "accumulate more accumulation," you've found your trap. If it's "help my children" or "reduce my work hours" or "contribute to my community," that's different—that's purpose, not anxiety. The hardest part is trusting your own answer. Our culture trains us to believe enough is always slightly out of reach. It isn't. Enough is a number you can know. Write it down. Review it yearly. Let it anchor you. The constant worry often comes from refusing to define the line, not from being unable to reach it.