Periagoge
Scenario

When High Deductibles Make Insurance Useless

My earthquake insurance has a fifty thousand dollar deductible and I realize that unless my house is completely destroyed it will never actually help me.

More people experience this than they realize.

What we've seen

You are discovering that insurance products can be structured to collect premiums while minimizing the likelihood of ever paying benefits.

Your guide for this
Aurelius
Aurelius works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Consumer — Insurance Practice?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.