I can shape a loan to fit almost anyone who walks in, and I'm good at it. But I'm always standing in the middle. The person across the desk needs this to happen, I can see it in their face, and the bank behind me holds me answerable if the risk goes bad. Every deal, I'm pulled both ways at once.
More people experience this than they realize.
You can structure a loan for anyone, but you're caught between the borrower's need and the risk you answer for.
If this sounds familiar, the Library can help you find the bigger picture.