I can put together a straight budget, income here, costs there, the tidy version. But the second someone asks me to forecast, to say what next year looks like when nothing's certain, I'm just guessing with a straight face. I put numbers in the future columns and quietly hope nobody asks how I got them.
More people experience this than they realize.
You can build a simple budget but projecting anything uncertain leaves you guessing.
If this sounds familiar, the Library can help you find the bigger picture.