Most loan files I can read in my sleep now, but there's one on my desk that won't sit still - decent income, messy history, nothing that clearly says yes or no. I keep opening it and closing it. The clean cases built my confidence, and this one keeps reminding me how much I still don't know.
More people experience this than they realize.
You can assess most borrowers, but the borderline and complicated files still trip you up.
If this sounds familiar, the Library can help you find the bigger picture.