I bought a house at the peak of the market and now it is worth less than I paid and I feel stupid every time I make the mortgage payment like I am paying for my own poor judgment.
More people experience this than they realize.
Market timing creates winners and losers through forces largely beyond individual control, yet the shame feels entirely personal.
“Where Are You with Time and money — the fundamental exchange?”
If this sounds familiar, the Library can help you find the bigger picture.