Periagoge
Scenario

When business partners face lending discrimination in underserved communities

My business partner and I want to expand our community-focused service business, but the banks keep rejecting our loan applications and we're realizing it's partly because we operate in an underbanked neighborhood and partly because our model doesn't fit their standard metrics, and we can't agree on whether to change our approach or find alternative funding.

More people experience this than they realize.

What we've seen

Partners must choose between compromising their mission to access traditional capital or finding riskier alternatives.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Financial inclusion and the unbanked?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.