My business partner wants us to get directors and officers insurance but I think it's a waste of money for a small company, and our disagreement is really about whether we're planning to grow big enough to get sued or if we're just trying to stay small and safe. We haven't admitted that we have different visions for what we're building.
More people experience this than they realize.
Insurance decisions are revealing fundamental misalignment about business ambitions and risk tolerance that partners have been avoiding discussing directly.
“Where Are You with Insurance — theory and practice?”
If this sounds familiar, the Library can help you find the bigger picture.