My family agreed to pool money for a big vacation next year but my parents are automatically transferring their share every month while my siblings and I keep falling behind and making excuses and I can see my parents getting frustrated but none of us wants to admit that saving feels harder when you're younger and have less income stability.
More people experience this than they realize.
A shared goal is revealing uncomfortable truths about how financial discipline intersects with life stage and economic security.
“Where Are You with Saving and the psychology of deferred gratification?”
Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.
If this sounds familiar, the Library can help you find the bigger picture.