My husband's ex-wife put his name on credit cards during their divorce that he didn't know about, and now we're discovering them as we try to refinance our house, but he's so angry and ashamed that he shuts down every time we try to make a plan to address it. The credit damage is real but his emotional state is making it impossible to fix.
More people experience this than they realize.
Two people building a life together must navigate how one person's previous relationship continues to damage their shared financial foundation through both practical debt and emotional paralysis.
“Where Are You with Credit and creditworthiness?”
If this sounds familiar, the Library can help you find the bigger picture.