LibraryScenariosWhen couples repeatedly fail at joint savings goals
Scenario

When couples repeatedly fail at joint savings goals

My partner and I keep starting savings challenges together but one of us always breaks first and then the other person gives up too and we've done this cycle so many times that we don't even celebrate when we restart anymore and I think we're both afraid to admit we might not be compatible savers.

Zera
Online
The coach is replying

More people experience this than they realize.

What we've seen

Two people are caught in a pattern where their different willpower rhythms are defeating both of their individual capacities for self-control.

Ideas that help explain it
Worth thinking about

“Where Are You with Saving and the psychology of deferred gratification?”

If this sounds familiar, the Library can help you find the bigger picture.