LibraryScenariosHow couples navigate unequal income when buying property together
Scenario

How couples navigate unequal income when buying property together

My partner and I want to buy a house but we make very different amounts of money and we haven't figured out how to structure the ownership and mortgage responsibility in a way that feels fair to both of us. We've been pre-approved for months but we keep stalling because we're afraid to have the conversation about equity and what happens if we break up.

Zera
Online
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More people experience this than they realize.

What we've seen

Two people are avoiding a major financial commitment because they haven't resolved the underlying questions about fairness and future security.

Ideas that help explain it
Worth thinking about

“Where Are You with Budgeting and financial planning?”

If this sounds familiar, the Library can help you find the bigger picture.