Periagoge
Scenario

When couples realize they've underfunded retirement for their children's education

My spouse and I are 55 and we've been putting money into our kids' college funds instead of maxing out our retirement savings, and now we're panicking that we've made a terrible mistake but we can't take it back. We don't know whether to keep prioritizing the kids or switch focus to ourselves, and we're both feeling guilty about even considering the selfish option.

More people experience this than they realize.

What we've seen

Two people are discovering that their generous impulses toward their children may have compromised their own financial security.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Money in your 50s and 60s — the pre-retirement decade?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.