My wife and I have completely different emotional relationships with debt - she sees it as failure and I see it as a tool - and we can't make any decisions about our student loans or credit cards because every conversation turns into an argument about whether we should feel ashamed or strategic. We're financially stuck because we're philosophically stuck.
More people experience this than they realize.
Two people cannot make practical financial decisions because they experience the moral and emotional weight of debt in incompatible ways.
“Where Are You with Debt — understanding managing escaping?”
If this sounds familiar, the Library can help you find the bigger picture.