Every month I pay overdraft fees that cost more than my groceries because my paycheck comes two days after my rent is due, and I cannot break this cycle no matter how carefully I budget.
More people experience this than they realize.
Financial systems designed for stability often punish those living paycheck to paycheck, creating recurring punishment for economic vulnerability.
“Where Are You with How banks work?”
If this sounds familiar, the Library can help you find the bigger picture.