Periagoge
Scenario

Why banking timing creates poverty traps

Every month I pay overdraft fees that cost more than my groceries because my paycheck comes two days after my rent is due, and I cannot break this cycle no matter how carefully I budget.

More people experience this than they realize.

What we've seen

Financial systems designed for stability often punish those living paycheck to paycheck, creating recurring punishment for economic vulnerability.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with How banks work?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.