I finally have six months of expenses saved but instead of feeling secure I keep imagining all the disasters that could wipe it out and wondering if I should aim for twelve months instead.
More people experience this than they realize.
Reaching savings goals without addressing underlying fears about the future reveals that no external number can solve internal feelings of vulnerability.
“Where Are You with Saving and the psychology of deferred gratification?”
If this sounds familiar, the Library can help you find the bigger picture.