Periagoge
Scenario

Why Keeping Paid-Off Credit Cards Feels Like Insurance

I finally paid off all my debt but I keep all my credit cards because canceling them feels like admitting I might need to borrow money again.

More people experience this than they realize.

What we've seen

Financial security tools can become psychological security blankets that provide comfort through their mere existence.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Budgeting and financial planning?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.