I finally paid off my student loans last month and instead of feeling free I feel terrified because that payment was the only thing keeping me disciplined about money.
More people experience this than they realize.
The structure of obligation can provide psychological scaffolding that its absence reveals was supporting more than just repayment.
“Where Are You with Money in your 30s and 40s — peak earning and spending?”
If this sounds familiar, the Library can help you find the bigger picture.