I found out my bank pays me 0.01% interest on my savings while charging 29% on credit cards, and this spread feels like legalized theft but I don't know what to do about it.
More people experience this than they realize.
The asymmetry between what banks pay depositors and charge borrowers reflects market power imbalances that individual consumers cannot meaningfully contest.
“Where Are You with How banks work?”
If this sounds familiar, the Library can help you find the bigger picture.