Periagoge
Scenario

Why payday loans trap people in cycles of debt

I got a payday loan to cover an emergency and now I'm trapped in a cycle where I have to borrow more each month just to pay the fees, and my regular bank acts like this isn't their problem.

More people experience this than they realize.

What we've seen

Predatory lending fills gaps left by mainstream banking's risk aversion, creating exploitative relationships disguised as financial services.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with How banks work?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.