Periagoge
Scenario

Why We Spend Windfalls Instead of Paying Debt

I got a windfall from my tax return and instead of paying down debt I spent it all on vacation because I felt like I deserved something good.

More people experience this than they realize.

What we've seen

The rare opportunity for immediate gratification overwhelms long-term financial wisdom when life feels relentlessly constrained.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Debt — understanding managing escaping?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.