LibraryScenariosWhen Childhood Poverty Shapes Adult Spending
Scenario

When Childhood Poverty Shapes Adult Spending

I grew up poor and now I make good money but I still feel guilty every time I spend anything on myself, even though my savings goals are on track.

Zera
Online
The coach is replying

More people experience this than they realize.

What we've seen

Early experiences of scarcity can create such deep associations between spending and danger that financial security doesn't translate to permission for enjoyment.

Ideas that help explain it
Worth thinking about

“Where Are You with Saving and the psychology of deferred gratification?”

If this sounds familiar, the Library can help you find the bigger picture.