I have been paying the minimum on my credit cards for two years while investing in crypto because paying debt feels boring but trading feels like building wealth.
More people experience this than they realize.
The psychological appeal of potential gains can override the mathematical certainty of debt reduction as the optimal financial strategy.
“Where Are You with Behavioral economics — biases in financial decisions?”
Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.
If this sounds familiar, the Library can help you find the bigger picture.