I have great credit but I am self-employed and keep getting denied for mortgages and I feel like I am being punished for building something instead of working for someone else.
More people experience this than they realize.
Traditional measures of financial reliability can penalize non-traditional but successful paths, creating frustration about conformity versus independence.
“Where Are You with Credit and creditworthiness?”
If this sounds familiar, the Library can help you find the bigger picture.