LibraryScenariosHow banks discriminate against self-employed people
Scenario

How banks discriminate against self-employed people

I have perfect credit and steady income but I'm self-employed, so every bank treats me like I'm unemployed and makes getting a loan nearly impossible.

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More people experience this than they realize.

What we've seen

Traditional employment verification systems fail to account for evolving work patterns, systematically disadvantaging entire categories of workers.

Ideas that help explain it
Worth thinking about

“Where Are You with How banks work?”

If this sounds familiar, the Library can help you find the bigger picture.