Periagoge
Scenario

Why diversification anxiety leads to financial complexity

I keep my money in twelve different savings accounts because consolidating them feels like putting all my eggs in one basket, even though they are all FDIC insured.

More people experience this than they realize.

What we've seen

Risk perception divorced from actual risk can create unnecessarily complicated financial structures that provide no additional security.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Behavioral economics — biases in financial decisions?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.