LibraryScenariosHow gig income affects your financial standing
Scenario

How gig income affects your financial standing

I make good money as a freelancer but I cannot get a credit card or loan because banks do not understand irregular income and I feel like a second-class citizen.

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More people experience this than they realize.

What we've seen

Traditional financial institutions operate on assumptions about employment that exclude gig workers from basic economic participation.

Ideas that help explain it
Worth thinking about

“Where Are You with The gig economy — structural view?”

If this sounds familiar, the Library can help you find the bigger picture.