Periagoge
Scenario

Why Automating Savings Can Backfire Psychologically

I set up automatic transfers to savings so I wouldn't have to think about it but now I obsess over every other purchase, like I've used up all my willpower on one good habit.

More people experience this than they realize.

What we've seen

Outsourcing one financial decision to avoid temptation can paradoxically increase anxiety about all other spending choices.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Saving and the psychology of deferred gratification?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.