I've been contributing to my 401k for ten years but I just calculated that it won't be enough to maintain my current lifestyle in retirement and now I feel like everything I've saved is pointless.
More people experience this than they realize.
The gap between financial discipline and actual security needs can create a crisis of faith in delayed gratification itself.
“Where Are You with Saving and the psychology of deferred gratification?”
If this sounds familiar, the Library can help you find the bigger picture.