I've been paying for critical illness insurance for eight years and just got diagnosed with MS but the policy won't pay out because my symptoms don't meet their specific definition of disability, and I feel like I've been paying for a lie.
More people experience this than they realize.
The gap between plain language marketing and technical policy terms has created a sense of betrayal that goes beyond financial loss.
“Where Are You with Insurance — theory and practice?”
If this sounds familiar, the Library can help you find the bigger picture.