Periagoge
Scenario

When Emergency Savings Becomes Hoarding That Prevents Growth

My emergency fund has six months of expenses but I keep adding to it instead of investing because what if six months isn't enough what if I need more.

More people experience this than they realize.

What we've seen

Risk aversion can become so extreme that it creates the very financial stagnation it aims to prevent.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Budgeting and financial planning?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.