Periagoge
Scenario

How banking mistakes create permanent financial penalties

My employer only pays through direct deposit but I can't get a bank account because of old overdraft fees from ten years ago, so I have to use a check cashing place that takes 3% of every paycheck.

More people experience this than they realize.

What we've seen

Past financial trauma becomes a life sentence of institutional rejection and compounding costs.

Your guide for this
Zera
Zera works with people navigating exactly this kind of situation.
Ideas that help explain it
Worth thinking about

“Where Are You with Financial inclusion and the unbanked?”

Peri

Peri can explain why this happens, help you decide if this is the right situation for you, and point toward the right journey or coach.

If this sounds familiar, the Library can help you find the bigger picture.