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Scenario

Why childhood poverty haunts retirement spending

My wife wants to travel the world with our retirement money but I grew up poor and I cannot spend that much money even though we have it.

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More people experience this than they realize.

What we've seen

Early material insecurity creates psychological patterns that persist despite changed circumstances, making abundance feel dangerous.

Ideas that help explain it
Worth thinking about

“Where Are You with Money in retirement — making it last?”

If this sounds familiar, the Library can help you find the bigger picture.